Smart Credit Ledger is designed with your privacy in mind.We believe your financial data should stay on your device and under your control.What We Don't Do
We don't collect any personal information
We don't send your data anywhere
We don't use analytics or tracking
We don't share your information with anyone
We don't store your data on our servers
We don't use third-party services
What We Do
Store all your data locally on your device
Let you export your data when you want to
Let you import data from files you choose
Send local notifications (only on your device)
Keep everything private and secure
Your DataWhat's stored on your device:
Credit card information you enter
Household member details
Notification preferences
App settings
How it's protected:
Everything stays on your device
Uses your device's built-in security
No internet connection required
You control everything
Data Export/Import
Export: Creates a file on your device with your data
Import: Reads files you select from your device
You choose when and how to transfer your data
We never see or process your files
Notifications
Local notifications only (on your device)
You can turn them on/off anytime
No external notification services
Notifications stay private
Your RightsYou have complete control:
Access all your data anytime
Delete anything you want
Export your data whenever
Delete the app and all data
Contact us with questions
Data Retention
Your data stays on your device as long as you use the app
Delete the app = delete all data
No automatic deletion
You're in control
Children's PrivacyThis app is not intended for children under 13. We don't collect any information from anyone.International Users
Your data stays on your device
No cross-border transfers
Follows your local privacy laws
You're responsible for compliance
Changes to This PolicyWe may update this policy occasionally. We'll update the date above if we make changes.Contact UsContact us by using the Support Request form.Final NoteBy using Smart Credit Ledger, you understand that your data stays on your device and under your control. We're committed to keeping it that way.